Brandon
La Rivière
Brandon

Manitoba basic auto coverage

In Manitoba, you need to get your basic auto coverage from MPI ($1,000 deductible and $500,000 in liability coverage). From there, you have three main options:

    • Pleasure coverage (for those who only drive once in a while).
    • All-purpose coverage (for those who drive to work or school).
    • Commuter coverage (for those who drive into a bigger city for work).
La Rivière

Additional coverage options

Need more coverage? Check out these insurance add-ons (called ‘extensions’ in the insurance world). These can be from Manitoba Public Insurance (MPI) or Sandbox Mutual Insurance (SMI).
    • Lower deductibles of $750, $500, $300, $200.
    • Additional liability of $1 million, $2 million or $5 million.
    • Loss of use coverage.
    • New / leased protection.
    • Increased max insured value (MPI will only pay up to $70,000 on a total loss, so if your vehicle is worth more, you need to buy up the value).
    • Income Replacement Indemnity (IRI) extension coverage.

Save with Sandbox auto insurance.

Whether you are 18, 45, or 80 years old, you can get car insurance add ons (extensions) from Sandbox based on your driving record with MPI. That means you could save yourself a few bucks (or more) every year.

    • Rates based on your driving record.
    • Included rental car coverage with loss of use extension.
    • Coverage transfers with the driver, not the vehicle.
    • Support from Brio Insurance if you need to make a claim.
Learn More

Start the conversation with our insurance experts.

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Trusted by Manitobans across the province.

“
Trina at Brio Insurance has been exceptional to work with. She manages both our company and personal insurance needs and even helped coordinate driver z information, making everything seamless and stress-free. She is professional, diligent, and always communicates clearly and promptly. Trina takes the time to answer questions, follows up when needed, and consistently provides outstanding customer service. Her attention to detail and dedication give us confidence that everything is handled properly. We truly appreciate all of her hard work and highly recommend Trina to anyone looking for a knowledgeable, reliable, and responsive insurance agent.
J Leila
“
I had an excellent experience dealing with Arthur at Brio Insurance. He is extremely knowledgeable, professional, and took the time to explain all of my options clearly. His expertise made the entire process smooth and stress-free, and I felt confident I was getting the best advice for my needs. Arthur provided outstanding customer service from start to finish, and I truly appreciate his responsiveness and attention to detail. I highly recommend Arthur to anyone looking for reliable, honest, and knowledgeable insurance advice. Thank you for the excellent service!
ghassen St. Mary’s
“
Diane St. Mary’s
“
I really liked the service from this company. One guy stayed even after they closed and helped me solve all my problems. I highly recommend them to anyone who wants high-quality and fast insurance or car registration.
Виталий St. Mary’s
“
Robert Steinbach
“
Helyn Steinbach
“
Had a great experience at Brio Insurance! Got looked after right away! Answered all my questions and got out quickly!! Highly recommended! Thank you!
Susan Steinbach
“
We have been dealing with Dominique Lavallee with all of our insurance coverages at the Brio Insurance at the Goulet office for several years. We are very impressed with her ability to provide us with the best coverage for our needs. She’s very knowledgeable, professional, adept & has excellent people skills. I would recommend her to anyone that needs insurance coverage.
Jacqueline Goulet
“
Trina at Brio Insurance has been exceptional to work with. She manages both our company and personal insurance needs and even helped coordinate driver z information, making everything seamless and stress-free. She is professional, diligent, and always communicates clearly and promptly. Trina takes the time to answer questions, follows up when needed, and consistently provides outstanding customer service. Her attention to detail and dedication give us confidence that everything is handled properly. We truly appreciate all of her hard work and highly recommend Trina to anyone looking for a knowledgeable, reliable, and responsive insurance agent.
J Leila
“
I had an excellent experience dealing with Arthur at Brio Insurance. He is extremely knowledgeable, professional, and took the time to explain all of my options clearly. His expertise made the entire process smooth and stress-free, and I felt confident I was getting the best advice for my needs. Arthur provided outstanding customer service from start to finish, and I truly appreciate his responsiveness and attention to detail. I highly recommend Arthur to anyone looking for reliable, honest, and knowledgeable insurance advice. Thank you for the excellent service!
ghassen St. Mary’s
“
Diane St. Mary’s
“
I really liked the service from this company. One guy stayed even after they closed and helped me solve all my problems. I highly recommend them to anyone who wants high-quality and fast insurance or car registration.
Виталий St. Mary’s
“
Robert Steinbach
“
Helyn Steinbach
“
Had a great experience at Brio Insurance! Got looked after right away! Answered all my questions and got out quickly!! Highly recommended! Thank you!
Susan Steinbach
“
We have been dealing with Dominique Lavallee with all of our insurance coverages at the Brio Insurance at the Goulet office for several years. We are very impressed with her ability to provide us with the best coverage for our needs. She’s very knowledgeable, professional, adept & has excellent people skills. I would recommend her to anyone that needs insurance coverage.
Jacqueline Goulet

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