You deserve options when it comes to your auto insurance. Because an all-the-time-can’t-live-without-my-car driver and an I-only-drive-to-the-grocery-store driver don’t need the same coverage.
In Manitoba, you need to get your base auto coverage from MPI ($750 deductible and $500,000 in liability coverage). From there, you have three main options.
- Recreational coverage (for those who only drive once in a while).
- All-purpose coverage (for those who drive to work / school).
- Commuter coverage (for those who drive into a bigger city for work).
Need more coverage? Check out these insurance add-ons (called ‘extensions’ in the insurance world). These can be from Manitoba Public Insurance (MPI) or Sandbox Mutual Insurance (SMI).
- Lower deductibles of $500, $300, $200 standard and $200 plus
- Additional liability of $1, $2, $5, $7, or $10 million.
- Loss of use coverage.
- New / leased protection.
- Increased max insured value (MPI will only pay up to $70,000 on a total loss, so if your vehicle is worth more, you need to buy up the value).
- Income Replacement Indemnity (IRI) extension coverage.
Whether you are 18, 45, or 80 years old, you can get car insurance add-ons (extensions) based solely on your driving record from SMI. That means you could save yourself a few bucks (or more) every year.
- Rates based on your driving record.
- Included rental car coverage with loss of use extension.
- Coverage transfers with the driver, not the vehicle.
- Support from Brio Insurance if you need to make a claim.
Chat with one of our Auto Insurance Specialists today. They’re waiting to put together an auto insurance plan that works for you.
